Quaker State Commercial Finance, Inc.
Leonard J. Keating, Jr., President and Chief Lending Officer graduated from
His banking career has spanned more than 35 years as a Commercial Lending Officer and Senior Vice President of First Pennsylvania Bank, Meridian Bancorp, and Eagle National Bank; and Founder, President and CEO of Security First Bank. After selling Security First, then running a private hard-money lending fund, Keating joined
As President, Keating has grown Quaker State Commercial Finance significantly, more than doubling the staff and increasing revenues by 400%+.
Ray Bradley, Senior Lending Officer and Manager - Charlotte Loan Production Office joined Quaker State in 2008. He earned a B.A. in Economics from
Ray has been actively involved in commercial finance and leasing over the last 31 years, and has held numerous field and senior management positions with industry leaders such as GE Capital, Barclays Bank, PLC, and Wachovia. That tenure has enabled Ray to gain extensive expertise in all areas of commercial lending, from business origination to underwriting and funding.
Edward J. Eyring, Managing Director-Capital Markets joined Quaker State in December 2011. Ed has an extensive background as an investment banker and in credit analysis of fixed income securities and as an insurance rating analyst. After graduating with a Bachelor’s Degree from St. Francis University in Pennsylvania in 1972 and an MBA from the Wharton School in 1976, he began his career as a municipal banker at Merrill Lynch in New York, initiating and negotiating financing principally for electric utility borrowers in the public domestic tax-exempt market. He put together similar negotiated financing packages for traditional municipal borrowers such as hospitals, school districts, single and multi-family housing entities, and sports facilities at Merrill Lynch and Dean Witter (now Morgan Stanley). Credit quality being one of Ed’s strong interests, in 1990 he became a full-time credit analyst focusing on the high yield sector of municipal and corporate borrowers at Smith Barney Mutual Funds, the National Association of Insurance Commissioners and Bergen Capital Corp. At A.M. Best Ed rated many life - health insurance companies based on analysis of their financial position, business profile and operating performance. Ed’s background will further enable Quaker State to enhance our capabilities and stature with more sophisticated investors.
Harold A. Krakovitz, Managing Director, Commercial Lending and Manager Market Research; joined Quaker State Commercial Finance in December, 2010 after a 25 year career with ICT Group, Newtown, PA; rising to Director of Client Services, Market Research. Krakovitz earned a Bachelor of Science – Marketing from
Harold’s background in market research and telemarketing broadens and enhances
Don Kuzy, Senior Lending Officer and Sales Manager joined
He welcomed the challenge of expanding this expertise and making the transition from Residential to Commercial Broker. Don graduated from
Jeffrey K. Little, Real Estate Officer and IT Manager, who joined
Jeff was a Prudential Fox and Roach REO Specialist for various banks; appraising, managing and marketing a portfolio of both residential and commercial properties. He has privately completed two subdivisions, and rehabbed and developed numerous residential and commercial properties. Jeff is
Henry received a BA, with a concentration in Accounting, from Babson College in 1974 as well as an MBA, with a concentration in Finance, from Babson College in 1977. He has served as a Trustee in a number of capacities and was active in NADCO (National Association of Development Companies), a Washington, DC organization, providing support to ensure the continued success of the SBA 504 Program.